MSc in Statistics and Information Management from NOVA IMS (2014). Graduate in Management of Financial Institutions (2005) and Degree in Finance (2002). I’ve worked in the insurance industry for over 15 years. In this sector, I was in the financial area and then decided to embrace a new project, working as Marketing and Communication Manager for MACIF. In October 2012, I decided to change again and worked mainly as a reinsurance technician. In 2015, I was invited to work in a MAPFRE RE multinational company as an facultative underwriter. During this time, I have always worked as an accountant (part time) and gave training in accounting. Now, I and my partner decided to start the company called Andreia & Rafael – Consultoria & Gestão Lda, and its main activities are Accounting, Audit, Consulting and Training.